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Home > Blog > All About Home Inventories
THURSDAY, FEBRUARY 24, 2022

All About Home Inventories

a close up of a piece of paperYou never know when disaster may strike and all your personal possessions are lost or damaged. Do you know how much your prize collectibles are worth? Do you know how many pairs of shoes you have?

That’s where a home inventory may help. Having a home inventory helps you decide the amount of insurance you need for your personal belongings, could settle claims faster, verify losses for your income tax return.

It seems like a daunting task to create a list of everything you have, but it’s really simple, doing it one step at a time! There are a bunch of ways to create your list, you just have to decide what works best for you.

A few ideas:
1. Go room by room, category by category (furniture, electronics, etc.) with a video recorder, narrating with the details on each item, then upload to your cloud storage.
2. Write everything down on a notepad with the item description, year purchased and cost paid
3. Take pictures and write the information on the back of the photos. 
4. Home inventory software is available for purchase and free versions on the web.

It’s also very important to keep a record of legal documents – birth certificates, passports, and financial documents. You can use your home inventory to record information about thesea living room filled with furniture and a fire place papers. A few items you may want to note are insurance policy numbers, bank account numbers, and insurance policy contact information.

You should keep your home inventory and your important records in a safe place, such as a fireproof lock box. Keeping copies of the items outside of the home is a great idea too. You can keep them at a friend’s house or a safe deposit box. Always remember, after you make a significant purchase to add the information to your home inventory and keep it up to date.

Source: https://www.iii.org/article/brochure-home-inventory

 

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Posted 10:54 AM

Tags: mcghee, north little rock, hot springs, ar, insurance, insurance agent, mcghee insurance agency, insurance agent, home insurance, home inventories, auto insurance, life insurance, recreational insurance, umbrella insurance, insurance
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